Tools / Bank Statement Analyzer
Live · free betaEvery transaction out of the PDF, checked against the running balance, categorised, and delivered as an Excel workbook you can work in immediately.
One download, six sheets. Formatted, with headers frozen and figures right-aligned — ready to work in, share with your team or send to your accountant.
| Sheet | What it contains |
|---|---|
| Transactions | Every row: date, narration, cheque number, withdrawal, deposit, running balance, plus an auto-assigned category. |
| Party-wise Summary | Customers, suppliers and other counterparties grouped from the narration, with total received, total paid and number of transactions. |
| Monthly Summary | Month-by-month credits, debits, net movement and closing balance. |
| Category Summary | Totals by category — salary, rent, GST, EMI, interest, cash, transfers and more. |
| Cash Transactions | Cash deposits and withdrawals isolated, with running totals — the entries that always attract scrutiny. |
| High-Value Report | Everything above a threshold you set (default ₹50,000), both sides. |
Most PDF-to-Excel converters fall over on Indian bank statements. These are the specific problems this tool was built to solve.
Bank narrations wrap across two or three lines in the PDF. Naive converters split one transaction into three rows. This one stitches them back together.
Older branches and co-operative banks issue scanned statements with no text layer at all. OCR reads them, then the same balance verification applies.
Net-banking downloads are usually locked with a PAN or date-of-birth password. Unlock them inside the tool — no uploading your statement to a random third-party website.
The dangerous failure is not a crash, it is a number that is quietly wrong. Every extracted row is reconciled against the running balance, and mismatches are reported.
During the beta, yes — entirely. Your first report needs no signup. After that we ask for an email so we can tell you when banks are added or the tool changes. When paid plans start, beta users get a long free run and plenty of notice.
No. The file is processed in memory and the generated Excel is deleted from the server the moment your download begins. We do not keep the PDF, and we do not read your data. See the privacy policy for specifics.
Try it anyway — the parser handles many formats it has not been explicitly tested against. If it fails, email the statement (or a redacted page) to info@myfinmak.com and we will usually add the format within a week.
Where a statement has a running balance column, accuracy is verifiable: the tool reconciles every row against it and tells you if the chain breaks. Always review the on-screen figures before using the output in your books or a filing.
Bank reconciliation and monthly MIS, cash-flow reviews, loan and funding applications, vendor and customer payment histories, partner or director settlements, GST and income-tax preparation, audit working papers and litigation support. The output is a working document, not an opinion — review it before you rely on it.
It opens on a phone, but uploading a PDF and reviewing 400 rows is far more comfortable on a laptop.
Free while in beta. No card, no installation, nothing to download — your first report needs nothing but the PDF.
Open the analyzer →